Private money, without the runaround.

We connect real estate investors with private lenders who actually close — fix & flips, rentals, bridge deals, new builds. You bring the deal. We'll tell you straight whether it's fundable, and if it is, we'll find the money.

Submit your deal See how it works

Business-purpose lending only · Funding investors nationwide

Moose's Money mascot — a cartoon moose in a green hoodie with cash in his antlers, giving a thumbs up

What we fund

If it's an investment property, we probably have a lender for it.

Every loan we broker is business-purpose and non-owner-occupied. No primary residences — just investment real estate.

Fix & Flip

Purchase and rehab financing for value-add projects, from cosmetic updates to full guts.

DSCR Rentals

Long-term rental loans qualified on the property's cash flow — purchases, rate-and-term, and cash-out refis.

Bridge Loans

Short-term capital to close fast, pull equity, or carry a property between strategies.

BRRRR

Financing built around the buy-rehab-rent-refinance playbook, from acquisition through the refi out.

New Construction

Ground-up funding for builders and investors with a solid plan and a real budget.

Multifamily & Commercial

Small multifamily through larger commercial deals, matched with lenders who know the space.

EMD Funding

Short-term capital for earnest money deposits, so you can lock up contracts without tying up your own cash.

Double Close / Transactional

Same-day funding for A-to-B, B-to-C double closings — capital for the hours you need it, not months.

Straight talk

What makes a deal fundable

We'd rather tell you the truth in five minutes than waste two weeks of your time. Here's what our lenders look for, and what you can expect from us.

What we need to see

  • First lien position. The lender's money is secured first — no seconds, no gap funding stacked on top.
  • Real equity in the deal. You have skin in the game. 100% financing requests are a non-starter.
  • Cash reserves. Enough liquidity to carry the project when things take longer than planned — because they usually do.
  • A clear plan. Purchase price, rehab budget, ARV or rents, and an exit that makes sense on paper.

What you'll get from us

  • A straight answer, fast. If your deal isn't fundable, we'll tell you why — and what would change that.
  • The right lender, not just any lender. We match your deal to lenders who actually want that asset type and market.
  • Our fee in writing, upfront. Our broker fee is 2% of the loan amount, paid at closing. You'll sign off on it before we present any terms. No surprises.
  • A long-term funding partner. We're building relationships, not chasing one-off closings.

How it works

Three steps between you and a term sheet

1.

Submit your deal

Fill out our deal submission form — it takes about five minutes. The more detail you give us, the faster we can move.

2.

We shop it to our lenders

We package your deal and put it in front of the private lenders best suited for it. We've built these relationships so you don't have to.

3.

You get real terms

We bring you actual terms from actual lenders — rate, leverage, points, timeline — and walk you through them so you can decide with clear eyes.

About us

The story behind the moose

Moose's Money exists because too many investors were getting bounced between lenders who ghosted them, quoted terms that changed at the closing table, or strung them along on deals that were never going to fund.

We're not a lender — we're the people who know the lenders. We spend our days matching real deals with real capital, and we invest in real estate ourselves, so we know exactly what it feels like to be on your side of the table waiting for an answer.

If your deal works, we'll fight to get it funded. If it doesn't, we'll tell you that too — and tell you what it would take to make it work. Either way, you'll get the truth.

— Moose's MoneyPrivate capital for real estate investors

Where we work: We broker business-purpose loans for investors in most U.S. states. A handful of states restrict this type of brokering, so if your property is in California, Arizona, Nevada, New York, New Jersey, Michigan, Illinois, Nebraska, Vermont, or the Dakotas, reach out first and we'll let you know what's possible. In Oregon, Idaho, and Utah we work on commercial and 5+ unit multifamily only.

Got a deal? Let's talk.

Fill out the Moose's Money Deal Submission Form below and we'll take a look. You'll hear back from a real person — not an auto-responder — with a straight answer.

Form not loading? Open it in a new tab · Prefer email? Reach us at mark@moosesmoney.com